For more information see Google Help and Support. 178 0 obj Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Please note you cannot replace a lost or stolen myki at a premium station. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. 216 0 obj 0000003206 00000 n You can manage your Adelaide metroCARD online by setting up an account. You can use the ticket number to register your myki or if you require a refund. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Privacy Policy. You may also need to restart your phone after updating the app. Then he said he could order a replacement one to be posted to me. How to Show Credit Worthiness without Credit? Wait a few minutes then check the app to see your balance. 0000009156 00000 n Click on "Select Offer.". No. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Any money on your card will be protected. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Your myki money or pass can then be transferred to a new smartcard. What are the best credit cards for bad credit with no deposit and instant use? Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. You can also request up to two years of travel and transaction history by calling1800 800 007. I found that other card with $19.90 on it. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. The unused money does not sit in an account earning interest. EDIT; The card that I want to transfer FROM was lost and it was de-activated. We're working to improve our systems so we can allow other payment card types in the future. Under Other, select Transfer. 186 0 obj Enter your card number and other required information.4 0000006952 00000 n How to Process Credit Card for Consumers & Merchants? NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. I still don't understand why though - what is the technology required to do this? How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. WalletHub Answers is a free service that helps consumers access financial information. Just one more benefit you enjoy as a COPFCU member. I want to transfer the $19.90 to the card with $6.54 on it. This answer was first published on 03/01/23. 0 Tap Travel Card. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. To keep travelling with auto top up or Auto-load, youll need to set it up again. Your current balance will be transferred to the new myki, which you can use immediately. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Go to Settings > Connected devices > NFC. If you're still travelling after 2 hours, you'll be charged a daily fare. Because the whole thing is fucked. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. This will allow you to deactivate your Mobile myki then reactivate it again. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . In addition, it is not any companys responsibility to ensure all questions are answered. 0000118590 00000 n Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? So I had a mobile MyKi with around $6.xx balance on it. I called, they told me it couldn't be done and that I would need to fill out a form. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. there's no excuse for this money-grubbing by the Myki corporation. I understand your frustration, especially when it's something that can be done quickly. What if my card is lost or stolen? Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . endobj That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. You might also lower your overall monthly payments and turn multiple bills into one easy payment. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Can You Pay Your Taxes With a Credit Card? From the pop-up options, select 'Deactivate'. myki Pass Great if you travel often and on consecutive days. No. 3. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. <> If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. For example, one person can manage mykis for family or friends. You can read the Terms of Service online. How can I check the balance of my myki card? The process begins when you submit a balance transfer application. Enter the amount of debt you want . Yes. 0000002429 00000 n But is it possible to go to a ticket booth. 0000118233 00000 n The call centre staff member told me "we're not a financial institution so it's not that simple". Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. JavaScript must be enabled to use this site.We're sorry for any inconvenience. This is the case for all major credit card issuers. What is the best credit card for bad credit? You will need to provide identification to show that you are the registered myki card holder. This will let you manage your myki as you would a physical myki card. No. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Manage another person's myki Some trips take longer than two hours because of a transfer between services. Public transportation passes transfer on Google Pay android phones. My old one is registered and everything with my account but there seems to be no way to import that one in. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . 0000004139 00000 n What a frikkin waste of money! You'll need to buy and top up a new Mobile myki. trailer You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Pay down this card's balance quickly to improve your credit. Choose your top up value and minimum balance. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Myki (/ m a. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. For more information, visit the V/Line website. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. A billion fucking dollars. The short version. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. You can replace some types of tickets if they are lost or stolen. One may also ask,do pensioners get free train travel in . If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. What are the best Ways to Start Travel Hacking? %%EOF <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Only time I had to was when my original myki was expiring. The system was developed by Kamco (Keane Australia . When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. 187 0 obj Yes. Now, on the form it says I need the card to be re-imbursed. Personal Credit Cards? The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. You would think they could have done it over the phone. 0000003801 00000 n No, you cannot transfer a balance from one Synchrony Bank credit card to another. Unregistered vehicle permit. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. 0000005683 00000 n From a creditworthiness point of view, this number should be at 30% or lower. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Balance transfers usually go through in five to seven days, although they may take longer. @john_miller 03/01/23 This answer was first published on 03/01/23. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Which I obviously don't have because it is lost. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). It lets you set a minimum balance and your myki will automatically top up with the amount you choose. You may be using an older version of Google Wallet. There is no principle. I realise this is not a life-changer, but there's a principle at stake. You can only have your Mobile myki active on one device at a time. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Assume that your new card charges a 3% balance transfer fee. Easy, and only required every three years!! What is the best credit card for fair or average credit? At this stage, these are the only card types available on Mobile myki. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". If you can just transfer money between mykey cards, well then what would the tracability of those funds be? I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! John Miller, Credit Cards Moderator. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Apply for a traffic accident report; Your original go card will be cancelled immediately and cannot be used for further travel. Your balance is protected from the time you tell us your myki is lost or stolen. If you're still travelling after 2 hours, you'll be charged a daily fare. 3. I called customer service and was advised I needed to go in person to Flinders St station to do it. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. 0000001606 00000 n The only way is to download a form, fill it out, post it in, and wait weeks. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Do Not Sell or Share My Personal Information. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. You need to apply for a balance transfer. You can request a new, free myki smartcard through your online account. If NFC is shown and you can turn it on or off, you have NFC. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). When a Myki card is lost or . By phoning 1800 800 007. Hold the phone still when touching on and off. From the Transfer Funds To drop-down, select the credit card that will received the balance. Tap the Add button . Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. A non-centralised database/processing unit. Your new starting balance would be $3,090. Choose a card from the list or search by location or card name. Hire the best financial advisor for your needs. You haven't explained why you need to transfer balance. How Many Credit Cards Should a College Student Have? You can also replace your myki online or by calling us. On your new phone, download Google Wallet and set it up with your same account details. I have a card with $19.90 on it. Save. There must be hundreds of thousands of Myki card balances in this situation, if not millions. and our There are three ways to replace lost or stolen myki cards: 1. startxref You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 0000005511 00000 n Please note, balance transfer is not instantaneous. I'm in Adelaide. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. <>stream Annual Fee: $0. I've got a new Myki in my Seniors package. What is the best balance transfer credit card? The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. Only Mobile myki has the ability to charge you a fare via a myki device. Can you transfer MyKi balance from one card to another? Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. How are Banks Adapting to Meet New Needs Because of Coronavirus? A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Within the phone, go to Settings > System > About phone. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? To transfer Myki you need to deactivate the myki card and move to the new device. Pick a card that waives the balance transfer fee. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. How to Add Authorized Users & Employee Cards on a Business Credit Card? Mobile myki will now be reactivated on your phone, with your account details the same as before. For more information, visit the V/Line website. You can register your Mobile myki via Register your myki. 184 0 obj Then I begrudgingly bought a new Myki card. How long does it take to process a balance transfer from another company? This is a requirement of Google. Haven't tried as yet. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. It appears as a "Approved Level 2" request on my myki account on the website. All myki smartcards expire after four years. Within the phone, go to Settings > Connected devices. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. 1. 0000012144 00000 n Always the last place you look lol. Your Mobile myki expires after two years. Student passes and concession cards cant be replaced online or over the phone. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 182 0 obj Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Licences. So I had a mobile MyKi with around $6.xx balance on it. How balance transfers work For more information, visit the V/Line website. 178 39 If you have Mobile myki you can set Auto Load via the Google Pay app. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Find out how much to top up at Fares. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. 0000005171 00000 n Once it's transferred to another device, it will no longer be available on the original device. The . You can register online, via the PTV app or call 1800 800 007 and registration is instant. Edited for typos. Only needed to log on and change auto top-up to new card. Get up to 5% cashback in rotating and newly added everyday categories. Your myki smartcard expires after four years. endobj If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. According to the Fares and Ticketing Manual (ptv.vic.gov.au) But your balance can be transfer to another card at some of the PTV stations. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . What kind of retarded system is this? xen0. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Can someone explain why this isn't possible? What to Do If You Cant Get a Student Credit Card? +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. We cant replace a lost or stolen unregistered myki. Your Mobile myki will now appear in Google Wallet. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. You paid down debt, which means you won't have to pay interest on previous balances going . The system was delivered more than $500m over budget and behind schedule. %PDF-1.5 % If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Any other travel benefit such as free weekend travel isn't available at this time. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. Cookie Notice Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Mobile myki is different to an existing myki card. Photo: 10255185_880/Getty Images. If these are your only two cards, your credit utilization ratio is 33.33%. Im sure Myki could add this capability to their website if they cared to. Start the process by listing out your current credit cards, writing down each . 8:35pm Feb 8, 2020. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Does a balance transfer happen automatically? That's a lot of free money for Myki, which customers are unlikely to ever claim. Sorry, the Seniors Card program cannot replace lost myki cards. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. This question is about Synchrony Bank Credit Cards. endobj It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. You can then see what Android version youre on. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. <>stream If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. I was told that when I made a new card I would be able to transfer the money across. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. 180 0 obj Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Tap Transfer Existing Card. 183 0 obj I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Auto top up and Auto-load cant be transferred to your new myki. Wtf? JavaScript must be enabled to use this site.We're sorry for any inconvenience. 0000002823 00000 n I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. the PVT website says: "What to do with your myki when you leave Melbourne. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card.
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